Expression of Interest (Eoi) Market Potential Assessment for Market Readiness and Potential Demand for Rwanda's Financial Services in Djibouti.

Expression of Interest (EOI)

Market Potential Assessment for market readiness and potential demand for Rwanda's Financial services in Djibouti.

Reference Number: 83488323

Publication date: 06.05.2025

Introduction

The Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH is a federally owned international cooperation enterprise for sustainable development with worldwide operations. The GIZ Office in Kigali covers GIZ’s portfolio in Rwanda and Burundi. GIZ Rwanda/Burundi implements projects on behalf of the German Federal Ministry for Economic Cooperation and Development, the European Union and other commissioning authorities in the following priority areas: Sustainable Economic Development; Good Governance; Climate, Energy and Sustainable Urban Development; Digitalization and Digital Economy; and regional projects in the Great Lakes Region.

Context 2

Tasks to be Performed by the Contractor 3

Concept 5

Technical-methodological concept 5

Project management of the contractor (1.6) 6

Personnel concept 6

Senior consultant1. 6

Responsibilities: 6

Senior Consultant 2. 8

Costing requirements. 10

Assignment of personnel and travel expenses. 10

Sustainability aspects for travel 10

Inputs of GIZ or other actors. 12

Requirements on the format of the tender 12

Context

The Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH is a federally owned international cooperation enterprise for sustainable development with worldwide operations. GIZ has worked in Rwanda for over 30 years. The primary objectives of the government of Rwanda and the federal republic of Germany are poverty reduction and the promotion of sustainable development. To achieve these objectives, GIZ Rwanda is active in the sectors of Decentralization and Good Governance, Economic Development and Employment Promotion, Energy, and ICT (Information and Communications Technology).

The African Continental Free Trade Area (AfCFTA) is one of the African Union’s (AU) flagship projects for implementation of its 2063 Agenda, which is supported by the action plan on Boosting Intra-African Trade (BIAT). AfCFTA is viewed as a means for achieving the overarching BIAT goals. One of the specific objectives of the AfCFTA Agreement is the progressive liberalization of services. The AfCFTA Protocol on Trade in Services envisions a liberalized African Services market which shall be achieved by gradually eliminating restrictions that are incompatible with the AfCFTA Agreement.

The Directorate of Trade in Services oversees the implementation of the AfCFTA Protocol on Trade in Services. Currently, State Parties are engaged in rigorous negotiations under the Committee of Trade in Services. The first round of negotiations focused on five priority sectors: Business Services, Communication Services, Financial Services, Transport Services, and Tourism and Travel-related Services. As of November 2024, several protocols remain under negotiation, with detailed annexes pending conclusion. Once finalized, these protocols will require approval by the AfCFTA Parties' legislatures and will enter into force 30 days after the 22nd AfCFTA Party deposits its instrument of ratification.

Rationale and objectives.

Rwanda continues to be one of the fastest-growing financial hubs in Africa, with a dynamic financial sector encompassing banking, insurance, fintech, and capital markets. The government has implemented various initiatives to support financial services, including the Financial Sector Development Strategy, which aims to enhance financial inclusion, digital banking, and investment opportunities. Additionally, the Kigali International Financial Centre (KIFC) has positioned Rwanda as a regional hub for financial services, attracting global and African investors.

At the continental level, the African Continental Free Trade Area (AfCFTA) presents significant opportunities for Rwanda's financial services sector by facilitating cross-border financial transactions, increasing market access, and enhancing trade finance mechanisms. With financial services included in the AfCFTA’s Trade in Services Protocol, Rwanda is well-placed to leverage its financial expertise in regional markets like Djibouti. Rwanda has already started trading goods under the AfCFTA Guided Trade Initiative, and the expansion to trade in services is expected to follow soon. Rwandan financial institutions should monitor these developments to capitalize on emerging market opportunities within the AfCFTA framework.

Djibouti has emerged as a key financial hub in the Horn of Africa, benefiting from its strategic location, stable political environment, and robust financial services sector. Given Rwanda’s growing financial industry and expertise in fintech, banking, and insurance, there is potential for Rwandan firms to explore market opportunities in Djibouti. This study aims to assess Rwanda’s potential in Djibouti’s financial services market by identifying opportunities, challenges, and strategic entry points.

General Objectives of the Assignment

The objective of this assignment is to gather comprehensive insights into the opportunities and challenges present in Djibouti’s financial services sector and assess the readiness of Rwandan financial institutions to enter and expand within this market. The study will provide an in-depth analysis of Djibouti’s financial services landscape, regulatory framework, market demand, and competitive environment to inform potential market entry strategies for Rwandan businesses.

The assignment is on-site market research in Djibouti and desktop research where necessary to ensure a thorough understanding of the financial sector dynamics, key stakeholders, and business environment.

Specific Objectives

To map and analyze the structure of Djibouti’s financial services sector, including banking, insurance, microfinance, fintech, and capital markets.
To examine the legal, regulatory, and policy frameworks governing financial services in Djibouti and assess their implications for foreign market entrants.
To identify key market opportunities for Rwandan financial institutions, including untapped or underserved segments.
To assess the level of competition and profile key players in the Djiboutian financial market.
To evaluate the demand for financial products and services from businesses, consumers, and the government in Djibouti.
To identify barriers to entry and operational challenges that Rwandan institutions may face in Djibouti (e.g., licensing, capital requirements, local partnerships).
To assess the readiness and capacity of Rwandan financial institutions to enter and operate in the Djiboutian market, including technological, human resource, and financial readiness.
To propose actionable market entry strategies for Rwandan financial institutions based on findings from the market research.

Expected Outcome

The outcome of this assignment will be a comprehensive market intelligence report detailing the current state of Djibouti’s financial services sector, including its regulatory environment, market structure, competitive landscape, and consumer demand trends. The report will highlight actionable opportunities and potential risks for Rwandan financial institutions and provide clear, evidence-based recommendations on viable market entry and expansion strategies. This study will serve as a critical input for strategic decision-making by the Ministry of Trade and Industry, financial institutions, and other stakeholders seeking to expand Rwanda’s footprint in regional financial markets.

Tasks to be Performed by the Contractor

The contractor shall provide the following work/services;

Legal and Regulatory Analysis: Examine the legal and regulatory requirements, including financial sector-specific regulations, licensing processes, and compliance obligations in Djibouti.
Market Opportunity Assessment: Identify financial services where Rwanda has a competitive advantage and assess the potential for export and expansion.
Capacity Analysis: Evaluate the ability of Rwandan financial institutions to meet market demand and identify key conditions for market access.
Market Landscape Evaluation: Assess market size, growth trends, consumer preferences, and competition within Djibouti’s financial sector.
AfCFTA Commitments Analysis: Examine Djibouti’s commitments under the AfCFTA Trade in Services Protocol, particularly for financial services.
Modes of Market Entry: Recommend suitable entry strategies for Rwandan financial service providers, including partnerships, joint ventures, and digital service models.
Investment Climate Review: Provide insights on tax regimes, investment incentives, and regulatory policies affecting financial sector investment in Djibouti.
Self-Assessment Tool: Develop a self-assessment matrix for Rwandan financial institutions interested in expanding to Djibouti under the AfCFTA framework.
Digital Finance and Fintech Opportunities: Explore how Rwandan firms can leverage digital banking, fintech solutions, and e-commerce-driven financial services in Djibouti.
Comprehensive Report: Prepare a final report with key findings, strategic recommendations, and actionable steps for Rwandan financial service providers.
Information dissemination. Conduct a physical information dissemination of the final report to the private and public sectors in the financial services sector.

On-Site Market Research in Djibouti

Stakeholder Engagement: Conduct interviews and consultations with government agencies, financial institutions, regulatory bodies, and business associations to understand market needs and policy frameworks.
Consumer and Business Analysis: Identify the financial service needs, preferences, and behaviours of consumers and businesses in Djibouti.
Competitive Benchmarking: Analyse key competitors, their market positioning, pricing dynamics, and business models.
Market Entry Strategy Assessment: Evaluate different market entry modes and recommend the most viable approaches for Rwandan businesses.
Infrastructure and Digital Readiness: Assess the digital banking infrastructure, mobile money penetration, and fintech ecosystem in Djibouti.

The contractor is responsible for providing the following key deliverables, as shown in the table below.

The consultant is expected to produce an inception report with a detailed work plan and methodology.
Zero draft of the assessment report with findings and implementation plans for review by all stakeholders.
Final draft of the assessment incorporating inputs from stakeholders
Preparation and technical facilitation of the validation workshop of the assessment report.
Conduct a physical information dissemination session to present the final report to the Public and private sectors in the financial sectors.

GIZ shall hire the contractor for the anticipated contract term from June 1, 2025, to December 30, 2025. The services shall be provided until 30^th October 2025.

Milestones/process steps/partial services	Deadline/place/person responsible
Inception Report outlining the proposed methodology, work plan, and timeline for the Market Potential Assessment.	10^th June 2025/Kigali/2 Senior consultants
Kick off meeting with GIZ, MINICOM, RDB and all other relevant stakeholders and presenting the inception report	15th June 2025/Kigali/two Senior consultants
Interim Report	30^th July 2025 /Kigali / 2 senior consultants
Field trip to Djibouti	30^th August 2025 /Nigeria and Djibouti / 2 Consultants
Data analysis, report writing, and draft submission	15^th Sept 2025 / Kigali/2 consultants
Validation of the final report with all relevant stakeholders and adjusting the report to the inputs	30^th September 2025 /Kigali /2 consultants
Submission of the validated report to key partners /stakeholders	7^th October 2025/Kigali/2 consultants
Presentation of the research findings to the Private and Public sectors in the financial sector.	20^th October 2025 /Kigali /2 consultants
Submission of Final report (from the workshop, including feedback and way forward)	30^th October 2025/Kigali/2 consultants

Period of assignment: from 1st June 2025 until 30th October 2025.

2. Concept

In the tender, the tenderer is required to show how the objectives defined in Chapter 2 (Tasks to be performed) are to be achieved, if applicable under consideration of further method-related requirements (technical-methodological concept). In addition, the tenderer must describe the project management system for service provision.

Note: The numbers in parentheses correspond to the lines of the technical assessment grid.

Technical-methodological concept

Strategy (1.1): The tenderer is required to consider the tasks to be performed with reference to the objectives of the services put out to tender (see Chapter 1 Context) (1.1.1). Following this, the tenderer presents and justifies the explicit strategy with which it intends to provide the services for which it is responsible (see Chapter 2 Tasks to be performed) (1.1.2).

The tenderer is required to present the actors relevant for the services for which it is responsible and describe the cooperation (1.2.1 ) with them. Strategy for establishing cooperation and then cooperation with the relevant actors(1.2.2)

The tenderer is required to present and explain its approach to steering the measures with the project partners (1.3.1) and its contribution to the results-based monitoring system (1.3.2).

The tenderer is required to describe the key processes for the services for which it is responsible and create an operational plan or schedule (1.4.1) that describes how the services according to Chapter 2 (Tasks to be performed by the contractor) are to be provided. In particular, the tenderer is required to describe the necessary work steps and, if applicable, take account of the milestones and contributions of other actors (partner contributions) in accordance with Chapter 2 (Tasks to be performed) (1.4.2).

The tenderer is required to describe its contribution to knowledge management for the partner (1.5.1) under learning and innovation.

Project management of the contractor (1.6)

The tenderer is required to explain its approach for coordination with the GIZ project. In particular, the project management requirements specified in Chapter 2 (Tasks to be performed by the contractor) must be explained in detail (1.6.1)

The tenderer is required to draw up a personnel assignment plan with explanatory notes that lists all the experts proposed in the tender; the plan includes information on assignment dates (duration and expert days) and locations of the individual members of the team complete with the allocation of work steps as set out in the schedule. (1.6.2)

3.Personnel concept

The tenderer is required to provide personnel who are suited to filling the positions described, on the basis of their CVs (see Chapter 7), the range of tasks involved and the required qualifications.

The below specified qualifications represent the requirements to reach the maximum number of points in the technical assessment.

Senior consultant One (1)

Responsibilities:

Overall project coordination, quality assurance, and reporting.
Lead the on-site market assessment in Djibouti.
Serves as the main point of contact for stakeholders and GIZ
Ensure timely delivery of all key outputs.

Specific Tasks:

Project Planning and Inception

Develop a detailed work plan and methodology for conducting the market research.
Coordinate with the client to align objectives, expectations, and timelines.
Lead an inception meeting to validate scope, approach, and key deliverables.

Legal and Regulatory Analysis

Conduct a comprehensive review of Djibouti’s legal and regulatory framework governing financial services.
Identify licensing procedures, supervisory structures, and key compliance requirements for foreign financial institutions.
Engage with regulatory bodies in Djibouti (e.g., Central Bank, financial services regulators) to clarify institutional expectations.

Market Opportunity Assessment

Analyze Djibouti’s financial sector demand and identify specific services where Rwanda’s financial institutions hold a comparative or competitive advantage.
Identify niche markets or underserved segments ripe for expansion.

Capacity Analysis

Evaluate the technical, financial, and human resource capacities of Rwandan financial institutions for market entry.
Identify capability gaps and recommend capacity-building needs for successful expansion.

Market Landscape Evaluation

Collect and analyze data on market size, customer preferences, trends, and the competitive environment within Djibouti’s financial sector.
Assess the presence and performance of regional and international financial institutions.

AfCFTA Commitments Analysis

Review Djibouti’s AfCFTA Trade in Services Schedule of Commitments, particularly for financial services.
Identify liberalization measures, limitations, and market access opportunities under the AfCFTA framework.

Modes of Market Entry

Identify and evaluate feasible entry options such as subsidiaries, representative offices, strategic partnerships, or digital-only platforms.
Recommend optimal market entry strategies tailored to Rwandan firms’ capabilities and Djibouti’s operating environment.

Investment Climate Review

Assess the overall investment climate including taxation, foreign ownership rules, repatriation of profits, and government incentives.
Identify barriers and enablers for investment in Djibouti’s financial services sector.

Self-Assessment Tool Development

Design a practical self-assessment matrix/tool to help Rwandan financial institutions evaluate their readiness for market expansion to Djibouti.
Incorporate regulatory, operational, and strategic factors into the tool.

Digital Finance and Fintech Opportunities

Map Djibouti’s digital finance and fintech landscape, including mobile banking, payment systems, and tech infrastructure.
Identify areas where Rwandan fintechs or digital banks can provide innovative solutions or fill market gaps.

Comprehensive Report Preparation

Synthesize findings into a comprehensive market research report.
Include key insights, strategic recommendations, actionable steps, and an executive summary tailored to policymakers and financial institutions.

Stakeholder Engagement and Validation

Present preliminary findings to key stakeholders for validation and input.
Revise the report based on feedback from both Rwandan and Djiboutian stakeholders.

Information Dissemination

Organize and lead a physical dissemination event (e.g., workshop or roundtable) in Rwanda.
Present findings to public and private sector stakeholders, highlighting key opportunities, entry pathways, and strategic considerations.

Reporting and Final Deliverables

Submit the final report, presentation materials, self-assessment tool, and any relevant data or templates.
Provide a brief policy note or summary brief suitable for high-level decision-makers.

Deliverables:

Inception report and work plan
On-site data and findings report
Contribution to zero draft and final draft assessment report
Facilitation materials and presentation slides for workshop and dissemination session
Final presentation during dissemination

Qualification of the Senior Consultant One (1):

Education/training (2.2.1): Master’s degree or Ph.D. in International Trade, Economics, Development Studies, Finance, or a related discipline
Language (2.2.2): Fluency in English is essential for reporting, analysis, and stakeholder engagement. Proficiency in French is highly desirable, considering that Djibouti’s official language
General professional experience (2.2.3): 8 years of experience in financial services and economic development.
Specific professional experience (2.2.4): 8 years of experience conducting market assessments and feasibility studies across Africa, specializing in financial services, fintech ecosystems, and cross-border trade. This includes expertise in reviewing legal and regulatory frameworks, designing market readiness self-assessment tools, and advising firms on optimal market entry strategies in emerging economies.
Leadership/Management Experience (2.2.5) : 4 years managing multidisciplinary teams and delivering multi-component research or technical assistance projects.
Regional experience (2.2.6): 4 years of experience working in Sub-Saharan Africa, preferably in East Africa, with demonstrated knowledge of socio-economic, business, and regulatory contexts of countries like Rwanda and Djibouti. Familiarity with regional economic integration instruments, especially the AfCFTA, is essential.
Development cooperation (DC) experience (2.2.7): At least 5 years working with development cooperation actors (e.g., GIZ, World Bank, AfDB, ITC, UN agencies) or international NGOs on programs related to trade facilitation, private sector development, financial inclusion, or market access in Africa.
Other (2.2.8): Strong analytical skills and proven experience in market analysis, stakeholder engagement, and delivering strategic insights for high-level decision-makers

Senior Consultant 2

Tasks of Senior Consultant 2

Project Planning and Inception

Contribute to drafting the detailed work plan and research methodology.
Support in aligning objectives and timelines based on background research or client documentation.
Prepare materials for the inception meeting and support in note-taking or synthesis.

Legal and Regulatory Analysis

Conduct a desk review of Djibouti’s financial regulatory framework using online databases and reports.
Draft summaries of licensing procedures, supervisory structures, and compliance requirements from secondary sources.
Prepare briefs to guide field engagement with regulatory bodies.

Market Opportunity Assessment

Analyse existing reports and data on Djibouti’s financial demand to identify potential opportunities.
Conduct a comparative onsite analysis on services offered by Rwandan institutions ( collect data from Rwandan institutions)

Capacity Analysis

Compile and analyze data on the capacities of Rwandan financial institutions (provided by local stakeholders or surveys).
Draft recommendations on institutional capacity-building needs.

AfCFTA Commitments Analysis

Review Djibouti’s AfCFTA Schedule of Commitments and summarize key provisions relevant to financial services.
Identify liberalization measures and limitations under the agreement.

Modes of Market Entry

Conduct literature reviews on market entry models used in similar African contexts.
Draft analysis on potential modes of entry and their suitability for Rwandan institutions.

Investment Climate Review

Conduct desk research on Djibouti’s taxation, investment incentives, foreign ownership laws, and other relevant policy documents.
Identify known barriers/enablers based on secondary data or regional reports.

Self-Assessment Tool Development

Lead the design of the self-assessment tool in collaboration with the team lead.
Integrate regulatory, operational, and strategic factors into the matrix/tool.

Digital Finance and Fintech Opportunities

Map Djibouti’s digital finance and fintech trends using existing reports, publications, and online databases.
Identify gaps that align with Rwanda’s fintech capabilities.

Comprehensive Report Preparation

Draft sections of the final report, including analysis, recommendations, and executive summary.
Support the team lead in synthesizing field findings with desk research.

Stakeholder Engagement and Validation

Prepare presentation materials and summary briefs based on preliminary findings.
Support in incorporating stakeholder feedback into revised versions of the report.

Information Dissemination

Design facilitation materials (slides, policy briefs, workshop guides) for the dissemination event.
Assist in organizing the dissemination session logistics and documentation (remotely).

Reporting and Final Deliverables

Format, proofread, and finalize the market research report, policy brief, self-assessment tool, and presentation slides.

Qualifications of Senior Consultant 2

Education (2.3.1): Master’s degree in international Trade, Economics, or a related field with a strong focus on trade policy and financial markets.

Language (2.3.2): Excellent written and spoken proficiency in English; working knowledge of French is an added advantage for reviewing regulatory texts and AfCFTA documents.

General Professional Experience (2.3.3): 7 years of professional experience in international trade, financial sector, or private sector development, or financial sector.

Specific Professional Experience (2.3.4): Minimum of 5 years of experience conducting market assessments, developing market entry strategies, or analysing investment climates.

Regional Experience (2.3.6): 4 years of Experience working on projects in Sub-Saharan Africa, with contextual understanding of regional trade frameworks and experience supporting cross-country market studies or investment analyses.

Development Cooperation (DC) Experience (2.2.7): 3 years of experience working with development partners, NGOs, or international organizations on trade facilitation, financial sector reform, or private sector development programs.

Other (2.2.8): Strong analytical and communication skills, with proven ability to apply tools such as SWOT analysis, regulatory mapping, competitor landscape assessment, and market segmentation. Skilled in drafting policy briefs, presentations, and strategic reports for senior-level stakeholders.

Soft skills of team members

In addition to their specialist qualifications, the following qualifications are required of team members:

Team skills
Initiative
Communication skills
Socio-cultural skills
Efficient, partner- and client-focused working methods
Interdisciplinary thinking

4. Costing requirements

Assignment of personnel and travel expenses

Per diem allowances are reimbursed as a lump sum up to the maximum amounts permissible under tax law for each country as set out in the country table in the circular from the German Federal Ministry of Finance on travel expense remuneration (downloadable from the German Federal Ministry of Finance – tax treatment of travel expenses and allowances for international business travel as of 1 January 20242025 (GERMAN ONLY)).

Accommodation allowances are reimbursed as detailed in the specification of inputs below.

With special justification, additional Accommodation costs up to a reasonable amount can be reimbursed against evidence.

All business travel must be agreed in advance by the officer responsible for the project

Sustainability aspects for travel

GIZ has undertaken an obligation to reduce greenhouse gas emissions (CO₂ emissions) caused by travel. When preparing your tender, please incorporate options for reducing emissions, such as selecting the lowest-emission booking class (economy) and using means of transport, airlines and flight routes with a higher CO₂ efficiency. For short distances, travel by train (second class) or e-mobility should be the preferred option.

CO₂ emissions caused by air travel must be offset. GIZ specifies a budget for this, through which the carbon offsets can be settled against evidence.

There are many different providers in the market for emissions certificates, and they have different climate impact ambitions. The Development and Climate Alliance (German only) has published a list of standards (German only). GIZ recommends using the standards specified there.

Specification of inputs

Fee days	Number of experts	Number of days per expert	Total	Comments
Designation of Team Leader	1	31	31
Designation of Key Expert 1	1	15	15
Travel expenses	Quantity	Number per expert	Total	Comments
Per-diem allowances in Djibouti for 14 days	1	Up to 14	Up to 1,743,448 RWF for up to 14 days	Budget up to 1,743,448 RWF to be reimbursed on lumpsum basis Under the BMF travel expense regulations: Djibouti with daily rate of 124,532 RWF/ full day of 24 hours. Budget must be in price sheet
Overnight allowance in Djibouti up to 14 days	1	Up to 14	Up to 2,898,196 RWF	Budget up to 2,898,196 RWF to be reimbursed on lumpsum basis Under the BMF travel expense regulations with the following daily rates: Djibouti: up to 207,014 RWF/night Budget must be in price sheet
Transport	Quantity	Number per expert	Total	Comments
Fixed travel cost budget	3,050,000 RWF	A budget is provided for travel to the following countries: Nigeria and Djibouti. A fixed travel cost budget of 3,050,000 RWF is provided. This amount will be settled against evidence for flight tickets and ground transport for the one consultants to Djibouti and ground transport in Rwanda (if relevant)

5. Inputs of GIZ or other actors

GIZ will cover the logistics; the conference hall full day(s) package for the workshop of the information dissemination sessions to public and private institutions including exporters.

6. Requirements on the format of the tender

The structure of the tender must correspond to the structure of the ToR. In particular, the detailed structure of the concept (Chapter 3) should be organized in accordance with the positively weighted criteria in the assessment grid (not with zero). The tender must be legible (font size 11 or larger) and clearly formulated. It must be drawn up in English.

The complete tender must not exceed 7 pages (excluding CVs). If one of the maximum page lengths is exceeded, the content appearing after the cut-off point will not be included in the assessment. External content (e.g. links to websites) will also not be considered.

The CVs of the personnel proposed in accordance with Chapter 4 of the ToRs must be submitted using the format specified in the terms and conditions for application. The CVs shall not exceed 4 pages each. They must clearly show the position and job the proposed person held in the reference project and for how long. The CVs can also be submitted in English.

Please calculate your financial tender based exactly on the parameters specified in Chapter 5 Quantitative requirements. The contractor is not contractually entitled to use up the days, trips, workshops or budgets in full. The number of days, trips and workshops and the budgets will be contractually agreed as maximum limits. The specifications for pricing are defined in the price schedule.

Submission of offer: The Expression of Interest should contain the following:

Technical Proposal:

A cover letter expressing your interest in this assignment
Technical Proposal (attached template for technical proposal MUST be used)
Company registration certificate (RDB)
VAT-Registration Certificate
Latest tax clearance certificate
Up to date CV of proposed expert
Self-declaration of eligibility

Financial Proposal: Financial offer indicates the all-inclusive total contract price, supported by a breakdown of all costs as described in the specification of inputs.

Your EoI has to be submitted in 2 separated emails to RW_Quotation@giz.de until 20/05/2025

1.The technical offer has to be submitted in PDF format and as attachment to the email with the subject: Technical offer 83488323

2.The financial offer has to be submitted in PDF format and the price must be in Rwandan Francs and VAT excluded (if applicable) and as attachment to the email with the subject: Financial offer 83488323

If the emails exceed the default email size of 30MB, offers can be exceptionally submitted through https://filetransfer.giz.de/

Offers submitted through any other sharing platform, as google documents or similar will not be considered.

Offers submitted in hard copy will not be considered.

GIZ reserves all rights.

Annex: